Free calculators for everyday money decisions.

Debt

Debt Payoff Calculator

Estimate payoff time, total interest, and the effect of extra monthly payments.

Open calculator Borrowing

Debt-to-Income Ratio Calculator

Estimate current DTI and test how a proposed housing payment could change it.

Open calculator Credit cards

Credit Card Payoff Calculator

Estimate payoff time and interest cost for a credit card balance.

Open calculator Savings

Emergency Fund Calculator

Calculate a practical emergency fund range from your essential monthly expenses.

Open calculator Goals

Savings Goal Calculator

Find the monthly savings needed to reach a target amount by a deadline.

Open calculator Budget

Monthly Budget Calculator

Allocate income across bills, savings, debt, and flexible spending.

Open calculator Home

Extra Payment Mortgage Calculator

Compare mortgage payoff dates and interest savings from extra mortgage payments.

Open calculator Tracking

Net Worth Calculator

Add assets and liabilities to estimate your current financial snapshot.

Open calculator Retirement

401(k) Contribution Calculator

Estimate annual contributions, catch-up limits, and employer match.

Open calculator Retirement

Roth vs Traditional IRA Calculator

Compare simplified after-tax values using tax rate and return assumptions.

Open calculator Housing

Rent vs Buy Calculator

Compare simplified renting and homebuying costs over a time period.

Open calculator Health benefits

HSA Contribution Calculator

Estimate HSA limits, employer contributions, catch-up room, and possible tax savings.

Open calculator Auto debt

Auto Loan Payoff Calculator

Estimate car loan payoff time, total interest, and savings from extra payments.

Open calculator Student debt

Student Loan Payoff Calculator

Estimate student loan payoff time, interest cost, and savings from extra payments.

Open calculator Retirement

Retirement Savings Goal Calculator

Estimate a retirement nest egg target, projected savings, and monthly contribution needed.

Open calculator Retirement income

Retirement Income Withdrawal Calculator

Estimate how long retirement savings may last with withdrawals and inflation.

Open calculator Investing

Taxable Investment Growth Calculator

Estimate taxable account growth, tax drag, capital gains tax, and after-tax value.

Open calculator Business

AI ROI Calculator

Estimate AI workflow time savings, monthly costs, payback period, and first-year ROI.

Open calculator Social Security

Social Security Break-Even Calculator

Compare claiming ages, cumulative benefits, and a simple break-even age.

Open calculator Inflation

Inflation and COLA Impact Calculator

Estimate future costs, COLA-adjusted value, and purchasing power gaps.

Open calculator Retirement healthcare

Healthcare Cost in Retirement Calculator

Estimate premiums, prescriptions, out-of-pocket care, inflation, and income share.

Open calculator Long-term care

LTC Calculator

Estimate care costs, inflation, insurance benefits, income offsets, and funding gaps.

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